Disclaimer
HEROES Loans for Homes is a resource center designed to assist first responders, veterans, healthcare professionals, government employees, and other community heroes on their journey to homeownership. We provide educational materials, guidance, and connections to licensed mortgage professionals. HEROES Loans for Homes does not issue loans, extend credit, or provide any loan qualifications directly.
The resources, guides, and tools offered by HEROES Loans for Homes are for general informational purposes only. They are not intended as personalized financial advice or as a substitute for professional advice regarding home purchases, financing options, or investment decisions. The information provided should not be solely relied upon to make home offers, select loans, or make purchasing decisions. We recommend that all calculations and assumptions be independently verified by consulting a licensed mortgage advisor or financial professional.
HEROES Loans for Homes is not a lender and is not affiliated with any government agency, including but not limited to the VA, FHA, or USDA. Any educational content, resources, or benefits referenced by HEROES Loans for Homes are not endorsed, reviewed, or approved by any federal, state, or local government agency.
All programs, grants, discounts, and rebates mentioned by HEROES Loans for Homes are subject to availability, state and federal laws, and eligibility criteria. Availability and amounts may vary based on location, loan type, property value, profession, and other factors. The specific savings or benefits that each individual may receive are not guaranteed and can vary widely based on unique circumstances.
Loan Applications and Approval
All mortgage loan applications are subject to underwriting guidelines and final approval by the lending institution. This is not an offer to lend, and not all applicants will qualify for all loan products. Loan terms, programs, and interest rates are subject to change without notice. All fees, rates, and costs are subject to federal and state regulations and may be impacted by high-cost loan thresholds.
For inquiries about loan officer licensing or additional licensing information, please refer to the Nationwide Mortgage Licensing System & Directory.
Contact Information
For any questions, feel free to contact our team at HEROES Loans for Homes. Please note that all communication is intended to provide general information and should not be taken as financial advice. We strongly encourage you to seek guidance from a licensed real estate agent, mortgage loan originator, financial planner, accountant, or attorney for any real estate, financial, or legal advice.